Hidden Gaps in Insurance: What Families and Small Businesses Often Overlook
Imagine losing your home to a flood and then learning your insurance covers none of it. Like most Americans, many families assume homeowners insurance protects them from major disasters. Reality stings: flood damage requires a separate FEMA-backed policy. One overlooked line in fine print can turn a natural disaster into financial ruin. The same is true for health care bills, cyberattacks, or employee lawsuits.